Helping you manage your finances with
confidence and clarity.

Bondora team photo

1.5 million

loan applicants

18-year

track record

€1.6 billion

in issued loans

Simple and clear application process

You only need an ID, a bank account, and internet access to apply.

Clear loan process

Once your application is approved and the agreement is signed, the transfer to your bank account is initiated.

Personal data protection

Your personal data is processed securely and in accordance with applicable laws and our privacy policy.

Transparent conditions

All costs and conditions are clearly presented before you sign the agreement.

100% online

You can apply and review your loan conditions online. No collateral required.

Helpful customer support

Send your questions to our support team at any time. We will get back to you as soon as possible.

Top 250 Fintech Companies 

2025

Top 30 tech companies in Estonia

2025

Leading European Tech Scaleups (LETS)

2024

Top 250 Fintech Companies 

2024

Top 30 tech companies in Estonia

2024

Top 100 Estonian Companies 

2024

Top 250 Fintech Companies 

2023

Top 30 tech companies in Estonia

2023

National winner

2019

Our mission

Our mission

We provide a secure and online way to apply for credit, focusing on clarity and responsible lending.

With a user-friendly application process and clear loan terms, we aim to help people make informed financial decisions and manage their finances more effectively.

Our mission is to offer accessible financial services, built on transparency and trust.

Bondora tem photo

Bondora story

Bondora's story

Founded by Pärtel Tomberg in 2008 during the global financial crisis, Bondora was established to improve access to transparent and fair credit. Over the years, we’ve grown to serve customers across Europe with clear and predictable credit solutions.

Whether you’re consolidating existing credit or managing unexpected financial needs, our fixed-rate loans are designed to offer a stable and understandable repayment structure.

With 18 years of experience and nearly 200 dedicated professionals, Bondora operates with a strong commitment to compliance, transparency, and customer trust in every market we serve.

We believe in responsible lending

We’re here to keep things clear and straightforward. You’ll always know the costs, the process, and the important details before you decide. Your trust matters to us, and we’re committed to being upfront every step of the way.

Helping you achieve your financial goals.

Helping you achieve your financial goals.

Our goal is to provide straightforward financial services that support you in managing your finances. With Bondora, you can manage your money with clear and transparent terms.

  • Access clear and transparent financial services
  • Make informed borrowing decisions
  • Manage your finances with clear and understandable terms
  • Choose options that suit your needs

We’re here to support you, whether that’s today or in the future.